Sell land for affordable homes in Cumbria
We buy land for affordable housing across Cumbria, including around Carlisle, Barrow-in-Furness and Kendal. You deal with the buyer directly and there's no commission to pay.
Affordable and social housing is part of the land-to-homes work we're setting out to do. If you own land on the edge of a village and want it to house local people, a rural exception scheme may be the right route.
- Free appraisal and written offer
- No commission: we're the buyer
- Figures explained, so you can check them
Get an offer for land in Cumbria
Send the postcode and a rough size.
Land for affordable homes in Cumbria at a glance
Upland farming country. The Lake District National Park covers the central fells, so most growth is focused on Carlisle, Kendal and the west coast towns.
| County | Cumbria |
|---|---|
| Country | England |
| Towns we cover here | 9 |
| Main town | Carlisle |
| Example postcode districts | CA1, CA11, CA13, CA14, CA15 |
| Planning system | National Planning Policy Framework and local plan |
Is your land in Cumbria a good fit?
- Small fields or paddocks adjoining a village
- Villages with evidence of local housing need
- Sites with safe access and walking routes to village facilities
- Land suitable for a handful of homes up to a small scheme
- Sites where a small share of market homes could help viability, where policy allows it
Affordable and social housing is part of the land-to-homes work we're setting out to do. If you own land on the edge of a village and want it to house local people, a rural exception scheme may be the right route.
What decides the value of land for affordable housing in Cumbria
Housing need
A local housing needs survey usually has to show demand for the homes.
Land price norms
Exception site land is typically priced well above farmland but below open-market housing land.
Tenure mix
Social rent, affordable rent and shared ownership homes produce different values.
Long-term control
Legal agreements keep the homes affordable, often with local occupancy rules.
Four routes to a sale
Many landowners like the idea of land helping local families. We explain how exception sites work, what the price is based on and how local need is shown.
Outright purchase
Possible once an exception scheme has permission.
Subject-to-planning sale
The usual route: we agree a price and complete when permission is granted.
Option agreements
Useful while housing need is evidenced and a scheme is prepared.
Joint ventures
Can suit estates and charities that want an ongoing say in the homes.
From first call to completion
Tell us about your land
Send the postcode or address and a rough size.
We do the homework
We read the title and planning record and check flood risk and access.
You get a written offer
With the main figures behind it, so your adviser can check it.
The legal work
Your solicitor and ours handle the contract through to completion.
What England's rules mean for your land
Planning framework
Planning decisions in England follow the National Planning Policy Framework, revised in August 2026, and the local plan, prepared by the council or, in a national park, the park authority. Plans are reviewed periodically, which is when new housing sites are usually allocated.
Section 106 and CIL
Larger schemes often need a Section 106 agreement for affordable housing or contributions, and councils that have adopted the Community Infrastructure Levy charge it per square metre of new floorspace.
Rural exception sites
The National Planning Policy Framework supports small rural exception sites for affordable homes that meet a local need.
Awkward details we deal with
You're worried about the price
Exception site land sells for less than market housing land by design. We'll show you the basis so you can compare it with farmland value.
You're a charity or trust
Charity trustees usually need advice from a designated adviser before disposing of land. We'll work with your adviser.
Useful to send us
- The address or postcode
- A rough size, in acres or hectares
- A plan, or a screenshot from an online map
- Your title number, if you know it
Your questions answered
What is a rural exception site?
It is a small site, usually next to a village, where planning permission can be granted for affordable homes as an exception to normal policy, to meet a proven local need.
Will I get open-market land value?
No. Exception sites are priced below open-market housing land because the homes must stay affordable. The price is still usually well above agricultural value.
Do you plan affordable housing?
Yes. Affordable and social housing is part of the land-to-homes work the S&K Group is setting out to do, and we can talk through how a scheme on your land might work.
Do you buy land in Cumbria?
Yes. We consider land across Cumbria, from Carlisle to the smaller towns and villages. Whether we can make an offer depends on the land itself, and we'll tell you either way.
Land for affordable homes by town in Cumbria
Find out what we'd pay for your land in Cumbria
Send the postcode and a rough size and we'll come back with a straight answer.